During a traffic stop, refusing to provide which of the following may lead to criminal charges?

Refusing to provide your name and driver’s license during a traffic stop can lead to criminal charges because these are essential pieces of information that law enforcement officers require to identify you and verify your ability to operate a vehicle legally. The law mandates that drivers present their driver's license when requested by a police officer. Failure to provide this information can suggest non-compliance with state driving laws and can be viewed as an attempt to evade legal responsibilities or a potential indication of other criminal activity. Each state, including Massachusetts, treats this refusal seriously, and it could result in additional penalties beyond just the traffic violation itself.

In contrast, while supplying vehicle insurance information, a home address, or proof of vehicle ownership is also important during a traffic stop, the consequences for not providing these are typically administrative rather than criminal. Therefore, the correct answer highlights the critical nature of the driver's license and identification information during such encounters.